Buying your first home is a huge milestone—exciting, nerve-wracking, and filled with questions. Where do you even start?

Don't worry—Katie Roberts, trusted Realtor serving Centerville, Dayton, and surrounding Ohio areas, has guided countless first-time buyers through this journey. Here's her expert advice to help you stay informed, confident, and ready for this big step.

1. Get Pre-Approved Before You Start Shopping

Before falling in love with that perfect home, know how much you can afford. Getting pre-approved by a reputable local lender will:

• Give you a realistic price range
• Show sellers you're a serious, qualified buyer
• Help you act quickly when the right house appears

Katie can connect you with trusted lenders who specialize in first-time buyers—ensuring you feel supported from day one.

2. Understand All the Costs (Not Just the Mortgage)

While it's tempting to focus solely on your monthly mortgage payment, homeownership comes with additional costs like:

• Property taxes
• Homeowners insurance
• Closing costs (typically 2–5% of the home price)
• Ongoing maintenance and repairs

Katie helps her clients map out the full financial picture to prevent any surprises.

3. Make a Needs vs. Wants List

Your dream home might have everything—but most first-time buyers need to prioritize. Create a clear list of:

• Must-haves (number of bedrooms, location, school district)
• Nice-to-haves (updated kitchen, big yard, finished basement)

Katie will help you focus on the essentials—while still finding a home you'll cherish.

4. Never Skip the Home Inspection

Even if a house looks perfect, a home inspection is non-negotiable. It protects you from costly surprises by examining:

• Electrical systems
• Plumbing
• Roof, foundation, and major appliances

Katie helps her buyers select trusted inspectors and interpret the results—ensuring you can move forward confidently.

5. Be Flexible and Ready to Act

In today's competitive market, first-time buyers need to:

• Move quickly when you find the right home
• Stay flexible about minor cosmetic issues
• Trust your agent's guidance on offers and negotiations

Katie's local expertise helps her clients stay competitive—without overpaying.

6. Ask Questions (Lots of Them!)

Buying a home can feel overwhelming, but no question is too small. Katie's hands-on, supportive approach means she'll explain every step, from offer to closing, keeping you informed throughout the process.

7. Work With a Realtor Who Gets First-Time Buyers

Not every agent specializes in guiding first-time buyers, but Katie thrives on it. She's patient, knowledgeable, and passionate about helping clients achieve their homeownership dreams.

Her deep market knowledge, skilled negotiation, and clear communication make her an invaluable partner on your journey.

Ready to Start Your First Home Search?

Whether you're ready to begin house hunting or just want to learn more about the process—Katie Roberts is here to help.

Schedule a no-pressure consultation today and get expert advice tailored to your goals. With the right guide beside you, your first homebuying experience can be exciting, empowering, and (yes!) even enjoyable.

Let's get started—your first home is waiting.