What to Expect on Closing Day: A Step-by-Step Guide for Ohio Buyers and Sellers

You've made it through negotiations, inspections, and paperwork — and now, it's time for the big finish: closing day.

Whether you're buying or selling, closing day brings both excitement and nerves. But with proper preparation (and a great Realtor by your side), you'll know exactly what to expect.

Here's how Katie Roberts, trusted Realtor serving Centerville, Dayton, and surrounding Ohio areas, guides her clients through a smooth, stress-free closing.

What Is Closing, Exactly?

Closing is the final step in the real estate transaction where:

• The buyer pays for the home
• The seller transfers ownership
• Both parties sign all the necessary legal documents

Once everything is complete, the buyer gets the keys — and the seller gets the proceeds. 🎉

What Happens Before Closing?

A few days before closing, Katie ensures her clients are ready by:

• Reviewing the final closing disclosure (showing all costs and fees)
• Confirming the final walk-through (to ensure the home is in agreed-upon condition)
• Coordinating with the lender, title company, and agents to confirm time, location, and document requirements

Being organized ahead of time prevents last-minute complications.

What Do Buyers Need to Bring?

Buyers should bring:

• A government-issued photo ID
• A certified or cashier's check (or wire transfer) for the down payment and closing costs
• Any other required documents their lender or title company has requested

Katie ensures buyers know exactly what to bring to avoid any last-minute rush.

What Do Sellers Need to Bring?

Sellers typically bring:

• A government-issued photo ID
• House keys, garage openers, and any codes or manuals
• A check (if they're covering closing costs) or wiring instructions for receiving proceeds

Katie reminds her sellers to double-check they've gathered everything — and left the home clean and move-in ready.

What Happens During the Appointment?

The closing typically takes about an hour and involves:

• Signing the mortgage note and deed (buyers)
• Signing the deed transfer (sellers)
• Confirming all final figures, payments, and disbursements

Katie attends the closing to support her clients, answer questions, and celebrate this milestone moment.

After Closing: What's Next?

Once everything is signed and funded:

• Buyers get the keys and can officially move in!
• Sellers receive the proceeds from the sale
• The title company officially records the transfer of ownership

And Katie? She remains available to her clients — answering post-closing questions, offering moving tips, and staying connected for whatever comes next.

Ready for a Smooth Closing? Let's Get You There.

Whether you're buying or selling, closing day should feel exciting, not stressful.

Reach out to Katie Roberts today for expert guidance through the entire process — from listing or offer to keys or check. With the right support, you'll step into your next chapter with confidence.